Have You Had A Recent Car Accident? Your Survival Guide Starts Here

Anyone who has had the bad luck to experience a recent car accident – either minor or major – knows that they need to face up to several difficult issues as the days and weeks unfold. Sure, there are tears and upset to deal with in the first few hours – but what about in the weeks and months that follow? It’s crucial to get the basic practicalities right and this short guide shows you how. The key initial question of course relates to injury – and that all really depends on what speed your car was travelling at in the collision.

Neck pain is the best known and probably still the most common car accident injury problem but you’ll be surprised at just how common lower back pain is after a whiplash type injury. The other injuries often take a bit longer to show themselves but are just as big a problem in the longer term. New issues often keep cropping up even months after the collision took place. Even the whiplash type neck injury can be associated with a number of odd symptoms. Did you know for example that many people develop problems with swallowing, or double vision, or problems with concentration and motivation. Some even slip into a true and deep depression. The lumbar or lower back pain that develops after a road accident often takes quite a few weeks to show up. This can sometimes cause confusion and often leads to bit of an argument amongst lawyers about whether the accident really was the cause or not. Pains in the lumbar area and down the legs relate to the way your body moves in the seat under the impact forces and please remember that it’s really important to seek out proper back pain treatment if this happens to you. Leaving aside the physical problems, many accident victims find it very stressful when they have to deal with insurance companies or lawyers.

My advice is to make contact early, stay in touch frequently and keep them in the loop with any developments as they arise. Most insurance companies have good websites that will guide you through the claim process painlessly – although it very often seems like it goes on for ever. Don’t get in a panic, and don’t get depressed about slow progress. It always gets sorted out in the end. So, to sum it all up for you – it’s not rocket science is it. The aftermath of a road accident is stressful for everyone involved. If its happened to you then you might feel low in mood or upset for several days, several weeks or even several months. No two people react the same way. But please don’t let it get you down -just follow the process and seek help when you need it. You will get better soon – I promise.

Car Accident Insurance Claims DO’s and DON’Ts

After you have been in an accident, you will want to make an accident insurance claim for the damages on your vehicle and your personal injuries. Before you get in touch with your car insurance company, it is helpful to know 13 dos and don’ts to prepare your approach to taking steps after you have been in an automobile accident.

DO’s and DON’Ts for Making Car Accident Insurance Claims

• DO take pictures of the scene of the accident. This includes damages on your vehicle, personal injuries, damaged property, accident site, etc.
• DO read over your auto insurance policy to understand what will be covered and what won’t be covered.
• DO see if you have any other insurance that you will get more coverage out of.
• DO understand the difference between the cost of your car for replacement, what you owe on your car, and gap coverage.
• DO call your car insurance agent as soon as possible after a car accident.
• DO answer any questions asked, by your insurance company, honestly but with no elaboration.
• DO write down what you and your insurance company talked about. Be specific about key components of your car accident insurance claim.
• DO call your lawyer to make sure you are receiving a fair car accident insurance claim.
• DO save all your receipts of your purchases/expenses from your car accident.

• DON’T agree to any estimates your insurance agent gives you.
• DON’T send an agreement statement to your insurance company.
• DON’T accept checks from your insurance company.
• DON’T allow yourself or your insurance company to miss deadlines.

Contacting a Lawyer in your state

It is necessary to contact a lawyer in your area after you have been involved in a serious car accident. Since many car insurance companies will give you the minimum compensation for your accident insurance claims, your lawyer will give you valuable tips as to what to say to your car insurance company to protect your claim and increase the odds that you will be able to pursue the most out of your car accident insurance claims.

Your lawyer in will help you determine how much your car accident insurance claim is worth so you will not be blindsided by your car insurance company. He/she will also help guide you through the do’s and don’ts of your car accident insurance claim.

A personal injury attorney can help guide you in the right direction.

Tips to File an Accident and Injury Claim

Accident and injury claims are filed on a daily basis in UK by claimants who have been injured in accidents that have occurred due to the other person’s fault. Many of these accident claims are rejected due to simple mistakes that could have been avoided with some guidance. This article will act as your guide and elaborate on some effective tips to help you file accident and injury claims.

Tip #1 – For road accident claims the claimant should be vigilant and note down a few details while he is at the scene of the accident. Important details that should be noted include the street at which the accident took place, the license registration number of the other vehicle, the color of the other vehicle, the make or model of the other vehicle, the number of passengers in the other vehicle and the extent of injury to the other driver or passengers. The claimant should also note down the extent of damage to the other vehicle. If possible then the claimant should take a photograph of the other car and the license plate number of the car.

Tip #2 – Before filing an injury claim the claimant should seek medical treatment for his injuries since the basis for filing injury claims is that the claimant has suffered an injury due to the accident. The claimant should get visible injuries checked and he should visit a general practitioner if he notices any new symptoms. Claimants are advised to make a note of their symptoms, the number of times they visited a doctor and how much they have spent on medical treatment.

Tip #3 – To get compensation for injury claims the claimant will need to submit a few documents along with his claim. These documents include current medical records, medical bills, medical receipts and prescriptions. If the claimant has hired a personal injury solicitor then the solicitor will guide the claimant and take photocopies of the documents for the claimant. Claimants are advised to find a witness while at the scene of the accident since a witness may be asked to testify in court. Since the witness will be asked questions about the accident and injury sustained the claimant should ensure that the witness and he are on the same page.

Tip #4 – To get maximum compensation claimants are advised to hire a personal injury solicitor. Accident injury lawyers ensure that there are no loose ends and they help the claimant get maximum compensation by strengthening the case with proofs. In addition accident injury lawyers represent the claimant in court, negotiate with third parties and deal with the other party in a professional manner. The selected solicitor will also prepare the witness for the court and complete miscellaneous tasks on behalf of the claimant.